Second instance that I’d like to share with you is UPSC-IRS coaching of my Son. Later I was given a SME loan based on the progress of the same business. And your loan amount will depend on the overall value of your gold. Muthoot Finance Ltd Sanctions loans only against pledge of gold ornaments. The bank charges interest on gold loan and once you pay back the loan amount along with the interest in full, you can take your gold item back. The sanctioned loan value depends on the purity of your gold jewellery and the existing gold prices … I am happy that Muthoot Blue has brought prosperity to my life. Now I am at my own house! How is the Market Value of Your Gold Jewelry and Ornaments Calculated? Not all types of loans may be available at all the branches. There is certain belief that the branch staff and the manager have developed in me and that’s why I come here for all the requirements. Suppose your maximum permissible loan amount is INR 3 lakh, and you have taken only a loan amount of INR 2,40,000. Meet all your major financial needs such as capital needs of your business or immediate medical expenditure, investment in a property or asset, your child’s education with. I have been a Muthoot Blue customer since the last two to three years. In the below table, you can have an overview of all of these schemes. With the growing popularity of gold loans every year, it is important to know not only what gold loan is but also how it works, gold loan interest rates, and other related details. Online Gold Loan. Muthoot Finance offers mainly five types of gold loan schemes. I was able to get a very good rate of interest and the staff was very helpful in helping me avail the loan. Muthoot Centre - Registered Office. Do not respond to such mails. To get instant Gold Loan, Call 1800 313 1212. Thus, one can opt for the … As you can see the name of this scheme has BIG in it, it stays true to its name by giving your big value, big advantages, and big awards by opting for this loan. How to Contact Muthoot Finance Customer Care? In general Loan on Gold, the credit is available at a low-interest rate. Muthoot Finance Blue Big Smart Gold Loan Scheme With this loan facility from Muthoot Finance, you can opt for as low loan amount as INR 5,000 at interest rates starting from 15% per annum. So, keep reading to learn more about Muthoot Finance Gold Loan. As we have told you earlier that you can opt for a maximum 75% of the overall gold value as the loan amount. Muthoot Gold Loan Interest Rates 2019. Small Business Loans Muthoot Fincorp offers Small Business Loans … You can get a loan amount ranging from INR 1 lakh to less than INR 3 lakhs for a period of 9 to 12 months. After the financial independent stage, everyone faces some bigger fund requirements in their life for purposes such as home improvement, travel plans, children’s education, marriage, buying a new car, etc. Muthoot gold loan comes with attractive interest rates and quick loan disbursal. Want to get Loan Against your Gold? Risk Interest shall be determined by taking into account the degree of risk involved in loans under each loan scheme. The loan amount depends on the purity and value of your gold. Usually, Muthoot Finance gives upto 75% of the total value of your gold as the loan amount. This is like a top-up loan on your existing loan amount. The lower gold loan interest rate at Muthoot Finance is because of its secured nature. You can get a maximum loan of upto INR 1 lakh. Apart from this, you can also opt for another process – through the Muthoot Blue Application available both on Android and iPhone. The interest rates for this scheme will start from 17% per annum and will depend on a few factors. The representatives over there will tell you about the gold loan schemes in detail and help you at each step of the process. Other than this, if you want to pay the total principal and interest amount in one go, you can opt for the Bullet Repayment Method too. And the growth has continued even more. 2 lakhs within 15 minutes. Irrespective of the fact where you pay your amount, the final collection of the pledged gold … Through this … Most important of all, Muthoot … You will have to submit the basic KYC documents to apply for this loan facility and the interest rates start from 19% per annum. The Masterstroke of Interest Free Gold Loans Meet all your major financial needs such as capital needs of your business or immediate medical expenditure, investment in a property or asset, your child’s education with Restart India Interest Free Gold Loan from Muthoot … The Muthoot Pappachan Group, with a reputation that has been shaped over decades with high quality practices, total customer satisfaction and steady growth, spanning decades in the field of business, is a legacy built on our Core Values. You should choose the one which is most suitable for you according to your income, requirement, and repayment capability. Know about the various schemes, applicable interest rates and maximum loan eligibility, You can check the Gold Loan Rate in the residing Area, Interest and Principal Portion of your Gold Loan, Know about your Gold Loan Eligibility Amount, You can know the location of the nearest Muthoot Finance Branch, You can also schedule an appointment in the nearest branch to know more products, Details of various Muthoot Finance products, Information about Blood Donors in your Area. Seeking a gold loan to meet your urgent needs? Go to the official webpage of the Gold Loan EMI Calculator. Muthoot Finance offers gold loan in online through which you can avail gold loan … The eventual loan amount, of course, will depend on your gold value. So, you can see that for this service, you neither need any Smartphone nor Internet Connection to get the loan amount. Copyright © 2020 Muthoot FinCorp. Also, you will get the maximum loan amount based on your gold value. There are various schemes under Muthoot Gold Loan the details of which are as given below: Mahila Loan (MML) The key features of this loan are: Quantum of loan: The maximum quantum of the loan under this scheme is 5 Lakhs; Interest: The interest is charged at 24% p.a. Muthoot Finance Gold Loan– Get Gold Loans in 5 Minutes from muthoot.Check Interest Rates, EMI, Eligibility & Documents under various schemes of muthoot finance in all over India. However, you need to remember that 36 months’ tenure applies to those individuals who are opting for a loan amount above INR 5 lakh. Muthoot Finance has the largest gold loan portfolio in India among NBFCs. Higher the purity of your gold will, the higher will be the loan amount. … With this tool, you can know the best value for the gold you are putting as collateral. Muthoot FinCorp Shopping Dhamaka, launched by the company as part of its RestartIndia programme, has directly benefited more than 25,000 shopkeepers in Kerala. Identity Proof – Aadhar Card/ PAN Card/ Voter ID Card, Address Proof – Ration Card/ Driving Licence/ Aadhar Card. NOTE: Rs. 0471 4911560 [email protected] Through this loan facility, you can estimate your monthly installments with not only your interest rate but with your loan amount and tenure. What’s also impressive is that the lender provides different gold loan schemes customized to meet different requirements of the customers. I have taken a gold loan and made use of the EMI facility for buying gold. 2 Lakhs. With trust as the bedrock, Group’s core values are Integrity, Collaboration and Excellence which has led us to become one of the top business houses of India today. All the best for changing many more lives. I am grateful to Muthoot Blue for bringing happiness to me and my family. Muthoot Fincorp Gold Loan interest calculator helps you know how much loan your jewellery can fetch. With the help of the Muthoot Gold Loan Calculator, you can know the loan amount you can get based on your gold value, your eligibility. For the past 133 years, the company has been providing trusted services to over 2.5 lakh people daily. You just have to download this application on your phone and you can apply from this too. Muthoot Finance Gold Loan is the largest and one of the leading financing company to offer gold loan. As soon as you fill all these details into the calculator, it will give you a table showing various schemes with different interest rates and tenure. We are providing you details about both of the methods below which you can check. Thanks to Muthoot Blue. The top non-banking finance company (NBFC) offers impressive loan amounts based on the value of the gold ornaments you submit to it. Just dial 1800-102-1616 and the representatives will hear your problems with patience and give you the plausible solution. There are a few basic documents that you will need to submit while applying for this gold loan. This Gold loan scheme by Muthoot Finance is designed especially for those individuals who are independent or are earning their livelihood. Every single penny, I have taken from Muthoot Blue, has helped me a lot to grow in my life. It’s hard to believe, but it is the truth! So with the 24*7 Express Gold Loan facility, you can opt for the remaining INR 60,000 at any hour of the day by just sending an SMS to 7994999999. Apart from applying, you can do the following things as well. During that time, I needed some emergency fund to pay the tuition fees. Muthoot Finance is the Largest Gold Loan NBFC in India. Get gold loan amount Up to Rs. After you submit the application, the representatives of Muthoot Finance will contact you regarding your loan application. Loan Amount : Rs.1,500 with no maximum limit: Loan Tenure : 30 days to 36 months We do not guarantee any loans as loan sanction is as per Banks and Nbfcs. Muthoot Fincorp offers Gold Loans at reasonable interest rates and maximum value for the pledged ornaments from its close to 3500 branches in India. Rates for the various loan … Moreover, the reason behind that the gold loan comes in the … To use this calculator, you just need to follow these simple steps. to 27% p.a. Low-Interest Rate: The gold loan interest rate is much lower as compared to other loans as it is a secured loan… It was at that time that I got introduced to Muthoot Blue. All these needs can be easily fulfilled by this loan facility. Alternatively, you can also email to [email protected], Disclaimer: MMPL does not sell any loans on our own and do not charge any fee from any customers/viewers. Best Cashback & Rewards Credit Cards in India. You only need a basic phone to send the SMS and the amount will be transferred into your account instantly. The final rate of interest will be decided by the lender after assessing your overall profile. So you must be thinking about how Muthoot Finance will calculate the overall value of your gold? Muthoot Finance Gold Loan Interest Rate is 7.0% per annum. I have been taking Gold loan from Muthoot Blue for the past 4 years for my business development. Remember to have all these documents in check so that your application may not get rejected due to this. The loans have also been very useful to me. Muthoot Fincorp Limited offers trusted Gold Loans in India to suit all your needs and requirements. To close your Muthoot Finance gold loan, you are required to repay the principal amount and interest accrued either online or by visiting the branch office. This Muthoot Gold Loan scheme is perfect for those individuals who are looking to fund their small day to day requirements. For this, you just have to visit the official website of the Muthoot Finance and there you will see the ‘Apply Now’ button in the Gold Loan section of the website. You can choose the one which fits your repayment capacity. Well, to estimate the overall value of your gold, Muthoot Finance used the average price of the Gold for the last 30 days. However, the maximum cap is higher at INR 3,600. Now you must have got a basic idea about all these schemes. If you want to part release and part payment towards principal and interest, you can do this through this loan. Penal interest … As we told multiple times before that the documentation process is quite simple and minimal. Name of Scheme : Muthoot Finance Gold Loan : Rate of Interest : 12% p.a. Muthoot Finance Blue Guide Gold Loan Scheme, Muthoot Finance Blue Big Gold Loan Scheme, Muthoot Finance Blue Big Smart Gold Loan Scheme, Muthoot Finance 24*7 Express Gold Loan Facility. The processing fee for this loan is the same as the Blue Power gold loan scheme standing at 0.25% of the loan amount. One thing you also need to remember is that interest will be only applicable to the reducing balance. At such times, they could require funds for their downpayment of the car, funding their travel or marriage, or for setting up a new business. Well, Muthoot Finance is where you should apply for the same. 1 lakh Cheap Gold Loan Interest … Our Muthoot Online facility will definitely ease our customers who often find it difficult, during their busy life schedules, to call at our branch and make periodic interest / principal re-payments, withdraw available loan amount (Topup) and renew eligible loans . You can opt for this viable financial product and overcome any financial emergency that you are facing. Muthoot Centre, Punnen Road, Trivandrum - 695 039. If you don’t have the time to visit the branch and want to apply through the online way then you can do it too. 24% per annum is charged for late EMI payments for loans under the MIS scheme. So you don’t need to worry even a bit. CIN: U65929KL1997PLC011518 | GST Number: 32AACCM1453E2Z1 | Contact ID. The Muthoot Pappachan Group is a twelve decades old reputed business house based in Kerala,India. Muthoot Pappachan Group has interests in Gold Loans,Banking and Finance,Alternate Energy Services,Automotive Services, Financial Services, Hospitality Services, IT Infrastructure Services, and Real Estate Investments Services.Know more about the Muthoot group from https://www.muthoot… To know more about this, you can use the Gold Loan Calculator. We will communicate you only through the mail ID mails@muthootgroup.com. For example, if your overall gold value is INR 2 lakh, you could get a maximum loan amount of INR 1.5 lakh. In a robbery in broad daylight, Muthoot Finance, the private gold loan financing firm, was robbed of over 25 kg (25,091 grams) of gold worth around ₹7 crore at gun-point, by a six-member gang … In case you have a query regarding any of the Gold Loan Schemes provided by Muthoot Finance, you can get in touch with their customer care representatives. If you want to apply for this loan in an offline method, then you just have to go to one of the nearest branches of Muthoot Fincorp which are more than 4,200 across the country and continuously growing. If you are wondering about the secured nature, then let us tell you that your gold ornaments work as a collateral or security against the loan amount you will get. Muthoot offers loans at special interest rates for agricultural purposes. Now you have got enough information about all the Gold Loan schemes by Muthoot Finance, so you must want to know about the process through which you can apply for it. In this article, we will discuss and compare two main gold loan providers, Muthoot and Manappuram gold loan. Muthoot Finance has provided for three regions viz, Kerala, Outside Kerala and Delhi. You can choose the scheme which is ideal for your needs from the variety of gold loan schemes. I rushed to Muthoot Blue and took the support of Gold loan. The staff there helped me source a loan against my gold, with which I started my Saree Business. One of India’s first services by Muthoot Finance, individuals who have not taken up their maximum permissible loan amount by now, can opt for the loan amount without visiting the branch at any hour of the day all year. You can have a look at the list of documents below. While the rate shall be the lowest for the schemes where advance amount vis-à-vis the weight of gold … Providing gold to people like me through easy options is indeed great. Taking a Gold Loan from Muthoot Finance is a very simple process and requires minimum documentation. For this, you can visit the nearest branch of the Muthoot Finance and know about the value of your gold. Well, the application process is quite easy and it can be done via both online and offline methods. These are the Blue Guide, Blue Bright, Blue Power, Blue Big, and Blue Smart Gold Loans. In 2012 our family was in a difficult financial situation, and I had to make tough decisions for the sustenance of my family. What are the Different Kinds of Muthoot Gold Loan Schemes? For such big purposes, Muthoot Finance provides Blue Power Gold Loan where you can get a loan amount ranging from INR 3 lakh to anything less than INR 8 lakh. This loan is made for those whose fund requirement is above INR 8 lakh with a repayment period of 9 months. Let’s know about them in detail so that you could choose the suitable one for you without any stress. I visited Muthoot Blue branch and received Gold loan of Rs. The calculator is quite quick and accurate, so this process will be hassle-free. The processing fee is merely ranging from INR 12 to INR 20. You can choose your repayment mode for a tenure of 3 to 36 months. The needs of an individual can be different from each other depending on which stage he/she is in. With this loan facility from Muthoot Finance, you can opt for as low loan amount as INR 5,000 at interest rates starting from 15% per annum. Muthoot Finance is also an NBFC that is famous for providing the service of Gold Loan. As soon as you click on that option, you will need to submit a few details like your name, Mobile Number, email id, residing city. This is surely an amazing way to opt for the top-up loan amount for customers who have already taken any of the Muthoot Gold Loan facilities and require an additional amount. We suggest all users to never pay any upfront amount for any loan disbursal and if any person who call you as representative of MMPL and ask for any amount report the incident immediately via putting us a mail at [email protected] Read More. Which Lender Provides Lowest Interest Rate on Gold Loans? You can also make the payments on a daily, weekly or monthly basis and your interest rate will be fixed even if there is a delay in your monthly repayments for some reason. To know more about this, you can also contact the customer care number which is 1800-102-1616. This is because agriculture appears in the highest priority sectors. The interest rates start from 15% per annum and the final rate will be fixed based on your overall profile. The lender has also eased interest rates on the gold loan to ensure you repay it comfortably. Opting for a Muthoot Finance Gold Loan is so easy that you can get the loan amount anywhere, anytime with the help of over 3600 branches across the country. I also made ten other people join this company to take loans. Let’s understand through this an example. Past performance is not an indicator of future returns. The best thing about this is if you want to prepay your loan amount, there will be no extra charges for it. The processing fee will remain as 0.25% of the loan amount which can be a maximum of INR 1,200. The Loan gets typically passed in an hour. Advantages of Muthoot Finance Gold Loan: Quick Processing: The approval and disbursal method of the Muthoot Finance Gold Loan is speedy and easy. The interest is charged on monthly compounding basis. Bringing joy to millions through a Diversified Product Portfolio. MUTHOOT FINANCE LTD. Reg Office: 2nd Floor, Muthoot … Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Muthoot Blue Guide Gold Loans offered by Muthoot Fincorp for customers looking for financial solutions for their day-to-day and emergency requirements. The interest rates start from 15% per annum. The repayment period will be a maximum of 9 to 12 months. 1,500 is the documentation charged for limits sanctioned for MOS scheme. The processing fee of INR 50 is inclusive of GST, plus there’s a free registration of the NACH. The Gold Loan Interest Rate of Muthoot starts at 12% per annum. For more on loan interest rates and FAQs on Muthoot gold loan, please visit Muthoot Finance website. 24,000 employees serving millions of customer, Walk in of over 1,00,000 customers per day. Gold loans by Muthoot Finance allow you to access funds in lieu of your gold … Being a secured loan, the interest rate on … As we told you, you will get the loan amount by putting your gold ornaments and jewelry as the collateral. You can choose a repayment period from 9 to 12 months according to your repayment capability and fund requirements. And, it can go up to 26% per annum. The company has been … Know why Muthoot Finance Gold Loan will be perfect for you! 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